Accounting, Wealth Management, Human Resources Solutions, Bookkeeping, Transactional Services, and Tax Planning.

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We needed an accounting firm who could provide a suite of professional services. From everyday accounting services and HR solutions to succession planning and long-term financial advice, Ward & Uptigrove met every one of our requirements.

- Steve Meulensteen, President,

Meulensteen Tire and Auto Service

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Downtown Expertise.

Small town values alongside downtown expertise means personal consideration, optimized solutions and professionals who care.

For over 65 years, Ward & Uptigrove has uniquely approached our clients’ corporate and personal financial needs and offered integrated services.

  • Individuals
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is more than digital.

Build the career you deserve, with the support you need.

We are dedicated to strengthening relationships and supporting our staff, our clients and our community.

Join a team where:

  • You will feel valued and cared for
  • Trust and respect are fundamental
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  • Hard work pays off
  • Effective communication is essential to success

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Lowest Marginal Rate Reduced from 15% to 14.5%

March 4, 2026
As of July 1, 2025, the lowest marginal personal income tax rate was reduced from 15% to 14% . Visit here for more information. Here’s what that means: The reduced rate applies to the first $57,375 (2025) of taxable income Nearly 22 million Canadians are expected to benefit Maximum savings of $420 per person and $840 per couple (in 2026) Over $27 billion in tax savings projected over five years (starting 2025–26) The majority of relief will go to individuals in the two lowest tax brackets Because the change takes effect mid-year: • The effective full-year rate for 2025 will be 14.5% • The rate will be 14% in 2026 and future years 🔎 New Top-Up Tax Credit (TTC) If you claim certain non-refundable tax credits, you may be eligible for the new Top-Up Tax Credit (TTC) . This credit effectively maintains a 15% rate for certain non-refundable credits on amounts above the first bracket threshold ($57,375 in 2025). The Canada Revenue Agency will update payroll deduction tables for July - December 2025, meaning many employees may see reduced tax withholdings starting July 1. Otherwise, savings will be realized when filing 2025 tax returns in spring 2026. Visit here for more information. Have questions about how this impacts your 2025 tax planning? Our team at Ward & Uptigrove is here to help. 💼

Ontario Fertility Treatment Tax Credit

February 25, 2026
The Ontario Fertility Treatment Tax Credit (OFTTC) is a new refundable credit designed to help Ontario families manage eligible medical expenses related to fertility treatment and surrogacy. Eligible Ontario residents may claim a refundable tax credit of up to 25% on qualifying expenses, to a maximum of $20,000 for costs incurred after January 1, 2025. Questions about eligibility or claiming the credit? We are here to help. Learn more: https://www.ontario.ca/page/ontario-fertility-treatment-tax-credit
Winter Scene

2025 Year End Newsletter

December 15, 2025
Accounting